If you're owed money and chasing it is wasting time and swallowing your resources, let us help. In the current climate, many modest companies have cash tied up in loans that were outstanding. Often this has dire effects for cash flow and for the companies long term outlook.
Earning debt from Scotland is simple -- at least in theory. Our debt recovery solicitors will help you :
Offering your debtors a letter notifying them of this amount, demanding payment and notifying them that actions will be removed if they don't make payment as requested. The majority of debtors cover now.
If this does not work, we'll begin legal proceedings with your consent.
In case the claim is not contested, we will take all steps to enforce the debt.
In case the claim is disputed, we will proceed to litigation on your behalf.
At all phases of the procedure we'll keep you informed. If you are having trouble with debtors, we can assist.
Recovery of debt is valuable to all organisations and individuals in the present financial climate. We do our best to maximise your return , where appropriate, trying to recover statutory or contractual interest, compensation charges and judicial expenditures.
If you're owed money, we can help. Our debt recovery solicitors have extensive experience of regaining our customers' debts that are outstanding.
How to Recover Debt Scotland
We have an experienced Debt Recovery Team who will assist with all aspects of debt recovery, whether the debt is secured and unsecured. Our Team will offer you a full and professional service, at a cost effective rate. Our solutions vary from devoting first demand letters throughout the increasing of court actions to enforcing decrees and insolvency proceeding.
Our debt collection staff counsel:
Pre-Litigation Procedures
Enforcement
Cross-Border Debt Procedures
We aim to create long lasting, collaborative relationships with our clientele. To that end we're conscious that all customers have specific requirements and requirements in regard to the retrieval of any debt for them. We aim to take this into account in the beginning of any matter to be able to help streamline a recovery. Our experience guarantees that we take under account the circumstances and objectives of each individual client, the client's priorities and any special issues that might arise through the course of the procedure. We can provide advice in relation to pre-litigation and training, with a view to supporting clients. We can help in advising clients in regard to their own credit control procedures if required.
Our Solicitors have extensive courtroom experience in managing debt activities involving increasing and defending actions and appeals from the juvenile courts throughout Scotland and the Court of Session. We can increase actions for recovery of trades on behalf of the commercial clients and individuals. Our solicitors have expertise acting for a range of public sector businesses and advise a range of Property Management companies regarding a huge variety of housing matters including paychecks arrears, rechargeable repairs, rent arrears and other debts matters. In addition, we offer information to clients in relation to actions for recovery of ownership of property.
Our staff has expertise in managing various complicated issues. Our team is encouraged by experienced people within our firm to give a complete business support.
Our experienced staff and practices ensure the finest caliber of service is consistently and effectively delivered. Our staff prioritise and progress instances quickly and effectively.
Pre-litigation American Medical Collection Agency Advice
We can aid in pre-litigation procedure, and we'd discuss your situation and options out there.
In some cases, the very first step would be to issue a demand letter to the borrower advising that we're instructed on your behalf. We can help you in this regard. A pre-litigation letter advises a debtor of the situation and demands payment to prevent legal action. The correspondence is intended to prompt a response and payment by the debtor.
In case payment is not forthcoming, consideration will then be given to raising court proceedings.
The kind of court action required on your behalf depends upon your own circumstance. If action is needed to recover payment, then the action necessary to be increased is based upon the amount . If the debt will be less than 3,000 a tiny claims proceedings are appropriate, if the debt is greater than 3,000 but less 5,000 a summary cause action would be raised and where the debt is over #5,000 an ordinary action should be increased.
You can find court rules which are unique to each kind of action and our Debt Recovery Team have capable of increasing all sorts of recovery actions in the Sheriff Courts and can provide the proper advice and guidance specific to your personal circumstance.
Please contact one of our Debt Recovery Team to explore your own individual needs.
Enforcement
After successful court proceeding, the Courts problem an Extract Decree (a written conclusion ) and enforcement could be undertaken to recoup the debt, even if necessary. We will be delighted to advise on the best way to apply the Decree and regain payment.
When you've got a Decree (a award against the court in your favour) for recovery of cash because of you, authorities needs to be considered using several techniques of diligence. "Diligence" is a term employed in Scotland to explain the many different methods available for you to enforce the court order.
The very first step in moving with any diligence in Scotland is to serve a fee for payment to the party you've been granted decree against. A charge for payment is a formal demand for repayment functioned by Sheriff Officers for payment of this amount as per your Decree, including any expenses and interest. A charge for payment is a two day notice to the borrower to generate payment. If the debtor does not make payment or agreement over the specified fourteen day period you can then proceed with additional diligence. Our Debt Recovery Team will be delighted to explore any aspect of authorities with you.
A Decree allowed in a Scotland Sheriff Court can be enforced in England. To enforce a Decree in England you have to apply to the court which granted the decree to acquire a certificate of cash provisions. We can aid in this procedure which includes lodging and preparing an affidavit together with the Sheriff Court, which the initial court action jumped. The affidavit most be sworn by a notary public.
Once the certification of cash provisions is got that this requires to be lodged for authorities with the relevant court in England. We work with experienced brokers in England and can help out with registering for the debt from England and applying the same. Should You Would like to speak to a solicitor for more information on registering a decree in England please call our Debt Recovery Team on 0141 248 3456
It's also possible to enforce a British or Welsh Court Judgment from Scotland and we can assist with this procedure. The initial step is to obtain a certification of money provisions in the court where the initial judgement has been obtained. The certificate must be registered within six months of the date of difficulty. After receipt of the documented certification is received, authorities in Scotland could be considered and improved in your behalf.
If you're considering sequestration for a way of debt recovery you must be mindful that sequestration does not guarantee recovery of all sums due read more to you by a debtor. The borrower may, as an example, have additional creditors and the debtor's trustee would is require to disperse funds equally to all creditors on discharge of the debtor's repayment phase of bankruptcy.
Our debt recovery team has significant experience acting on behalf of clients seeking to recover amounts from a borrower by applying for their sequestration. In addition, we have great relationships with Insolvency Practitioners, who will help creditors in Assessing recoveries out of debtors.
If You Are Thinking about sequestrating a debtor and would like to speak to a solicitor please call our Debt Recovery Team on 0141 248 3456
He has ample expertise in commercial law disputes and has been an enthusiastic participant at the industrial court at Glasgow because its introduction in 1999. He has more than twenty years of experience in quantity debt recovery and provides a broad range of debt recovery information to institutional and corporate clients, in addition to individuals.
He initially led up the debt division at Kidstons Solicitors, Glasgow. Thereafter, after the merger of Kidstons using a midsize Edinburgh firm he led up the debt recovery department and aided in achieving Legal 500 and Chambers rankings for debt recovery.
Director and his staff know how much clients appreciate successful debt recovery services particularly in the present climate. Our clients trade both south and north of the boundary and litigate in the two authorities. Our team can help in seeking recovery of debts UK wide. The key for customers isn't only receiving an order from the court. The clients wish to obtain payment of debts due to them. David and his staff will guide their customers through the right legal processes with a view to achieving an expeditious and cost effective recovery.
Experienced solicitor in our dispute resolution and litigation section. She advises on a wide array of issues such as debt recovery, alternative dispute resolution and contractual problems. She regularly appears in juvenile courts running litigation at all stages of the judicial procedure. She manages agency directions for outside of city attorneys and offers substantial donation to our debt recovery staff in both routine and evidential hearings in cases between all values of the debt. She frequently liaises with urges in regard to complex or Court of Session job and takes court appointments because a reporter and curator in juvenile court child care cases.
Paralegal, with attended Strathclyde University and finished classes in Civil Court Procedure and Family Law. She was qualified for over 15 years at Civil Court Practice.
Our Debt Recovery Team behave on behalf of a number of Housing Associations and Property Managers and Diane is the direct contact for many of these clients. Diane also has experience in emerging the Sheriff Court in relation to heritable actions regarding termination of tenancies and also the recovery of rental. She also attends Court Diets of Assessments and looks before the Auditor of Court in relation to Taxations.
She has experience in some Family Law matters including simplified divorce process and also the drafting of Minutes of Agreement. She finished her Family Law Paralegal Course in 2005.
Diane is a member of the Scottish Society of Specialist Paralegals, with become a member when the Society was set in conjunction with Strathclyde University and also CLT Scotland.